Tina has dedicated her life to empowering underserved individuals, focusing on the critical role of financial organization in achieving personal freedom and success. From a young age, she recognized that clarity around finances can unlock creativity, ambition, and the ability to set intentional goals—helping individuals eliminate debt and overcome their financial fears. A survivor of divorce as well.

With a diverse 35-year career, Tina has guided countless people through the complexities of financial tasks, whether it's filling out a mortgage application, purchasing a car, or returning to college. Her podcast, *Efff That Financials!*, features insightful discussions with her co-hosts, Financial Fred and the latest addition, Challenge the Elephant. Together, they share valuable insights alongside other experts and survivors of financial struggles, helping listeners confront their fears and take control of their financial futures.